This course is a 30-day money recharge program where you will get crystal clear with your core values, know how you define success, and build a plan to get from point A to point B in the most personalized and efficient way possible.

How to Yolo Wisely

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How to YOLO Wisely

We want to get to know you more! This onboarding form will help us keep track of our current students so that we can adjust and tweak our support in the best way possible. 

Please take your time in filling out this onboarding form. This is a required document that will give you access to our official Facebook Group. 

You will also find the passphrase to join our Facebook Group after filling up the onboarding form.

[REQUIREMENT] ONBOARDING FORM

Before we start, make sure to join the community right now. 

JOIN OUR FACEBOOK COMMUNITY
Even if you only have one year access to the lessons, you will have lifetime access in the community. Here, you will get daily posts where you can learn more and interact with your classmates. 

Every month, we will also have live sessions where we dive deep on the lessons and where we talk more about money growth and protection with Nomad Finance Girl and other leading experts in the industry. 

If you need support or if you have questions, our Community Manager, Mau, will be happy to help you. 

You may directly contact the team via email as well. 

htyw.course@gmail.com

COURSE SUPPORT

FREQUENTLY ASKED QUESTIONS

PHASE 0: START HERE

WELCOME TO PHASE 1!

PHASE 1: GETTING CRYSTAL CLEAR

What would you do if money wasn't an issue?

It's not easy getting to the real answer - the one that is most true to you and your most authentic being. To guide you in unlocking the answer to this question, please download your Day 1 Worksheet and your Day 1 Course Notes.

 

As requested by the students, a Complete HTYW worksheet is also provided.

[DAY 1 PART 1] WHAT WOULD YOU DO IF MONEY WASN'T AN ISSUE?

Complete HTYW Worksheet

Day 1 Part 1 Course Notes

Day 1 Worksheet

How clear are you with your goals? Are you even running after the right ones? 

To help you answer these questions, download your Day 1 Worksheet Part 2 and Day 1 Course Notes Part 2.

[DAY 1 PART 2] CHALLENGING YOUR STARTING POINT AND BUILDING A BETTER ONE

Day 1 Worksheet Part 2

Day 1 Part 2 Course Notes

Welcome to Day 2! By now, you have a clearer understanding of the kind of goal you want to run after. And maybe, your answer to "What would you do if money wasn't an issue?" changed a little bit.

Let's get more clarity not by getting more answers, but by asking better questions.

Where are you currently in the Cashflow Quadrant? How will you jump from where you currently are to something more profitable?

Answer these questions with the help of your Day 2 Worksheet and Day 2 Course Notes.

[DAY 2] BUILDING YOUR PERSONAL CASHFLOW QUADRANT AUDIT

Day 2 Worksheet

Day 2 Course Notes

Welcome to Day 3! I hope that yesterday, you were able to see the opportunities ahead of you. There are so many ways to earn! And our lesson in Day 3 will show you further how else you can make money other than your current way. 

Get support by downloading your Day 3 Worksheet and your Day 3 Course Notes.

[DAY 3] THE 8 TYPES OF INCOME AND BUILDING YOUR PERSONAL INCOME AUDIT

Day 3 Course Notes

Day 3 Worksheets

Today, we're going to talk about your FREEDOM. 

How much is your freedom? What does "financial freedom" actually mean? 

There are no worksheets and course notes for this video. However, you are encouraged to get your pen and journal and jot your insights down.

[DAY 4 PART 1] HOW MUCH IS YOUR FREEDOM

In the last video, we looked into what freedom really means to you. And to understand that fully, we must also define a key factor in that freedom: success. What does "success" really mean? How do you define it? 

To help you in uncovering the answer to this big question, download your Day 4 Worksheet and your Day 4 Course Notes.

[DAY 4 PART 2] THE ORIGINS OF YOUR SUCCESS BLUEPRINT

Day 4 Worksheet

Day 4 Part 2 Course Notes

Amazing job for finishing Days 0 to 4! In building anything important, you must understand and embrace that rest days are as crucial as work days. There are rest days where you are completely idle - these days allow you to mentally, physically, and emotionally reset. And there are rest days that allow deep thinking and cultivate massive insights. 

Every 5 days, you are encouraged to fill up your milestone journal. 

Why?

There is a massive difference between simply knowing and completely being. Anyone can attain the information you just learned, but not everyone can become the person capable of applying and using the knowledge you just gained. 

Keeping a milestone journal regularly will help you retain what you learned, imprint it into your subconscious, and take doable steps based on your own insights.

Okay, so how can you start a milestone journal?

You can keep a physical journal or a digital journal. I would personally recommend going for a physical one.

[DAY 5] MILESTONE JOURNAL

Welcome back! You're now in Day 6. The lesson today is one of the most important things you will have to learn in your whole life.

I'm not exaggerating.

Today, you are going to learn all about your personal values. Your values act as your life compass. It will tell what to do, where to go, who to be with, what to spend on. Without the right personal values, you will always feel lost and confused.

To guide you in this journey, please download your Day 6 Worksheet and your Day 6 Course Notes.

[DAY 6] BUILDING YOUR VALUES-BASED MONEY SYSTEM

Day 6 Course Notes

Day 6 Worksheet

After everything that you've learned so far, we will go back to our initial question. Most probably, you have a different answer this time. If not, you have something more refined. 

What would you really do if money wasn't an issue?

To help you in answering this, please download your Day 7 Worksheet and your Day 7 Course Notes.

[DAY 7] WHAT WOULD YOU REALLY DO IF MONEY WASN'T AN ISSUE

Day 7 Course Notes

Day 7 Worksheet

[PHASE 1] Step 1: Set Your Foundations

Before you can even get to Point B, you must know where Point A is first. 

Where are you currently in your money life? How does your money map look like? What are your current weaknesses and strengths when it comes to money?

To assess these things, you will need your Day 8 Worksheet and Day 8 Course Notes.

[DAY 8] ASSESSING YOUR CURRENT MONEY MAP

Day 8 Course Notes

Day 8 Worksheet

How risky is your current financial status? What are the factors that can highly affect your financial goals? That's what we're going to deal with in Day 9.

To assist you in answering these questions, please download your Day 9 Worksheet and your Day 9 Course Notes.

[DAY 9] YOUR PERSONAL RISK AUDIT

Day 9 Worksheet

Day 9 Course Notes

As you already know, keeping a milestone journal will help you retain and even expand what you have learned with us so far.

Today is another day for deep learning and self reflecting. 

Here are your guide questions for today...

What are your top 3 key insights from Days 6 to 9? 
What are your top 3 personal values? Do they feel true and natural to you? Why?
How do you feel about your current money situation and risk audit? Are there things you want to improve on or change?
Are there specific action steps you can do in the next 72 hours? 
Any key insights you want to share in our Facebook group? We'd love to hear from you!

[DAY 10] MILESTONE JOURNAL

You're now in Day 11. Today, you're going to learn all about budgeting systems and which one will really work for you.

To guide you in this session, please download your Day 11 Worksheet and Day 11 Course Notes.

[DAY 11] CHOOSING THE RIGHT BUDGETING SYSTEM FOR YOU

Day 11 Worksheet

Day 11 Course Notes

As a bonus, we are giving you the following sheets for your personal use:

Personal Check Up
Personal Money Jar Tracker
Personal Budget Tracker
Debt Tracker

The Personal Check Up sheet will help you see where you currently are financially. This focuses a lot on the possible risks you will face. We believe that the only way to really change anything is to be aware of problems firsthand. Use this sheet to see what those blindspots are. 


The Personal Money Jar Tracker will help you jumpstart your Money Jar habits. We understand that the cuts provided by the Money Jar system still depends on each person's financial capability and circumstances. By using his sheet, you will be able to plan out how your own Money Jar system look like. 

 

The Personal Budget Tracker is a traditional, manual, budget tracker best for those who want to see their cashflow by the very cent. Use this sheet if you are still building the discipline of budgeting your money.

BONUS: MONEY JAR TRACKER, BUDGET TRACKER, DEBT TRACKER

[PHASE 1] Step 2: Manage Your Money

The next 4 days will be about increasing your mental wallet. To prepare for tomorrow, take this chance to go back to your journal and answer these questions:

Were there beliefs around money that were taught to you as you were growing up? List down at least 5 money beliefs that you can think of.
How do you feel about these beliefs right now? Do they still ring true to you? Are you still holding on to them?
Discuss some of your answers in the Facebook Group. I'm sure you will meet other people who can relate!

[DAY 12] ASSESSING YOUR MENTAL WALLET

In Day 13, you are tasked to look deep into your long-held beliefs, face them, and question them one by one. 

To help you with this, please download your Day 13 Worksheet and your Day 13 Course Notes.

[DAY 13] UNDERSTANDING YOUR PERSONAL MONEY BLUEPRINT

Day 13 Worksheet

Day 13 Course Notes

Welcome to Day 14! Now that you know what your beliefs around money are, how are you going to use them to optimize your financial life?

To help you with this, download your Day 14 Worksheet and Day 14 Course Notes.

[DAY 14] FACING YOUR MONEY WOUNDS

Day 14 Worksheet

Day 14 Course Notes

As you already know, keeping a milestone journal will help you retain and even expand what you have learned with us so far.

Today is another day for deep learning and self reflecting. 

Here are your guide questions for today...

What are your top 3 key insights from Days 12 to 14? 
Did you have "aha" moments while learning more about your limiting beliefs around money? Your empowering beliefs around money? 
Are there things that you want to change about your money beliefs? What are they?
Are there specific action steps you can do in the next 72 hours? 
Any key insights you want to share in our Facebook group? We'd love to hear from you!

[DAY 15] MILESTONE JOURNAL

In Day 16, we'll tackle how we can turn our limiting beliefs around money into something more empowering. 

To help you with this, download your Day 16 Worksheet and your Day 16 Course Notes.

[DAY 16] REFRAMING YOUR LIMITING BELIEFS AROUND MONEY

Day 16 Course Notes

Day 16 Worksheet

[PHASE 1] Step 3: Increasing Your Mental Wallet

Earn by talking about everything you have learned so far. Become a How to YOLO Wisely affiliate!

EARN BY SHARING WHAT YOU HAVE LEARNED!

How to get your unique HTYW Affiliate Link

Sign up and get your unique affiliate link here!

Join our Official HTYW Affiliate Facebook Group

What's next?

Get your 30 Day FREE Trial in 6 Digit Course Affiliate! Use the code "6DCA30DFREE" please note that you will be charged with the original price after your free trial. You may unsubscribe before your 30 day trial ends.

Make sure you use the discount code properly so you won't get charged with the course fee. There are no refunds.

Get your FREE access to the 6 Digit Affiliate Course!

Important: Rules when posting in Patatas Fam by NFG

[BONUS] BECOMING A HTYW AFFILIATE

WELCOME TO PHASE 2!

PHASE 2: SETTING UP YOUR MONEY DEFENSE

Where are you in the financial hierarchy of needs? To help you with this session, please download your Day 17 Worksheet and your Day 17 Course Notes.

[DAY 17] KNOWING YOUR FINANCIAL HIERARCHY OF NEEDS STATUS

Day 17 Worksheet

Day 17 Course Notes

Day 18 covers everything you need to know about building your money defenses - specifically, your emergency funds. 

To help you build your ideal emergency funds, download your Day 18 Worksheet and Day 18 Course Notes.

[DAY 18] UNDERSTANDING YOUR EMERGENCY FUNDS

Day 18 Worksheet

Day 18 Course Notes

[PHASE 2] Step 4: Building Your Emergency Funds

How you manage your money grows and changes as you go through life. For every life stage, you will have different financial needs.

In this session, we are going to go through all your life stages and what exactly you will need to live an abundant money life for every stage.

To guide you, please download your Day 19 Worksheet and your Day 19 Course Notes.

[DAY 19] FINANCIAL PLANNING FOR EVERY STAGE OF LIFE

Day 19 Worksheet

Day 19 Course Notes

As you already know, keeping a milestone journal will help you retain and even expand what you have learned with us so far.

Today is another day for deep learning and self reflecting. 

Here are your guide questions for today...

What are your top 3 key insights from Days 17 to 19? 
How much is your peace of mind? List down ways you can achieve your peace of mind fund within 12 months.
Are there specific action steps you can do in the next 72 hours? 
Any key insights you want to share in our Facebook group? We'd love to hear from you!

[DAY 20] MILESTONE JOURNAL

From this part onwards, you will notice our shift to in-depth lectures.  Now that we've laid out the foundations, it's time to work on the HOWs and the WHATs. 

Today, we're building your own customized money map.

To guide you, please download your Day 21 Worksheet and Day 21 Course Notes.

[DAY 21 PART 1] BUILDING YOUR OWN MONEY MAP

Day 21 Worksheet

Day 21 Part 1 Course Notes

Here's a quick money making demo I made with one of the NFG Global financial advisors, Rea. In NFG Global, this is how we talk with our clients.

[DAY 21 PART 2] MONEY MAPPING DEMO

One of the most overlooked aspects in growing money is insurance - the one that actually protects it. Without insurance, you won't be able to grow your money since it will be exposed to so much risk. 

What kind of insurance would you need? How will you get one?

To guide you with today's lesson, please download your Day 22 Course Notes.

[DAY 22 PART 1] UNDERSTANDING THE ROLE OF INSURANCE

Day 22 - Supplemental Graph

Day 22 Course Notes

Here are common misconceptions about insurance. You'll find more misconceptions in the course notes in the downloads section.

[DAY 22 PART 2] ANSWERING COMMON MISCONCEPTIONS ABOUT INSURANCE

Day 22 Part 2 Course Notes

In Day 23, we have Ms. Bituin Callanta, our most trusted health insurance and medical insurance expert. Ms. Callanta is also part of our Bonus Lesson roster. 

To guide you with this session, make sure to download your Day 23 Course Notes.

[DAY 23 PART 1] UNDERSTANDING THE DIFFERENCES BETWEEN AN HMO AND A MEDICAL INSURANCE

Day 23 Part 1 Course Notes

Here's Ms. Bituin Callanta, our medical insurance and HMO expert, answering more frequently asked questions.

[DAY 23 PART 2] SUPPORTING VIDEO ON MEDICAL INSURANCE AND HMO

[PHASE 2] Step 5: Protecting Your Money

WELCOME TO PHASE 3!

PHASE 3: SETTING UP YOUR MONEY OFFENSE

Before you start with growing your money, you must first take into account how your risk appetite looks like.

Attached here is a your Risk Appetite Quiz. This will take around 5 minutes.

Simply choose the answer that rings most true to you. The items below indicate your risk profile.

If you get 0-16 points, you are a conservative investor.

If you get 17-30 points, you are a moderate investor.

If you get 31 points and above, you are an aggressive investor.

[DAY 24 PART 1] FILE: HOW MUCH IS YOUR RISK APPETITE?

As a Bonus, here's a Passive Income Matrix, which we will call the Golden Goose Cheat Sheet. We will not cover all investment vehicles available in the Philippines, just the most common and tried and tested ones. 

As part of your membership, you have access to our Facebook Group which holds monthly live sessions with me. During these live sessions, we will dive deeper into the different investment opportunities you can find in the Philippines. 

This also means that we'll have monthly updates, specially regarding new and upcoming investments opportunities like coins and NFTs.

[DAY 24 PART 2] BONUS: YOUR PASSIVE INCOME MATRIX

[DAY 24 PART 2] BONUS: YOUR PASSIVE INCOME MATRIX (PDF)

This lecture series about the available Golden Geese in the Philippines will be divided into 4 parts. This is Part 1 of 4.

We did not dive too deep into this lesson, as this will be our main coverage during our live sessions in the group. Make sure to stay updated and be there! 

To guide you with today's lesson, please download your Day 24 Worksheet and your Day 24 Course Notes.

[DAY 24 PART 3] GOLDEN GEESE AVAILABLE IN THE PHILIPPINES PART 1

Day 24 Worksheet

Day 24 Part 3 Course Notes

As you already know, keeping a milestone journal will help you retain and even expand what you have learned with us so far.

Today is another day for deep learning and self reflecting. 

Here are your guide questions for today...

What are your top 3 key insights from Days 21 to 24? 
How do you feel about your money map? What are your opportunities to get to point B faster?
Is there anything you want to add, change, or update with your protection plans? Are you thinking of getting life insurance or medical insurance to protect your money? 
Are there specific action steps you can do in the next 72 hours? 
Any key insights you want to share in our Facebook group? We'd love to hear from you!

[DAY 25] MILESTONE JOURNAL

This lecture series about the available Golden Geese in the Philippines will be divided into 4 parts. This is Part 2 of 4.

We did not dive too deep into this lesson, as this will be our main coverage during our live sessions in the group. Make sure to stay updated and be there! 

To guide you with today's lesson, please download your Day 26 Worksheet and your Day 26 Course Notes.

[DAY 26] GOLDEN GEESE AVAILABLE IN THE PHILIPPINES PART 2

Day 26 Worksheet

Day 26 Course Notes

This lecture series about the available Golden Geese in the Philippines will be divided into 4 parts. This is Part 3 of 4.

We did not dive too deep into this lesson, as this will be our main coverage during our live sessions in the group. Make sure to stay updated and be there! 

To guide you with today's lesson, please download your Day 27 Worksheet and your Day 27 Course Notes.

[DAY 27] GOLDEN GEESE AVAILABLE IN THE PHILIPPINES PART 3

Day 27 Worksheet

Day 27 Course Notes

This lecture series about the available Golden Geese in the Philippines will be divided into 4 parts. This is Part 4 of 4.

We did not dive too deep into this lesson, as this will be our main coverage during our live sessions in the group. Make sure to stay updated and be there! 

To guide you with today's lesson, please download your Day 28 Worksheet and your Day 28 Course Notes.

[DAY 28] GOLDEN GEESE AVAILABLE IN THE PHILIPPINES PART 4

Day 28 Worksheet

Day 28 Course Notes

[PHASE 3] Step 6: Growing Your Money

WELCOME TO PHASE 4!

PHASE 4: TAKING ACTION

In this session, you'll see how much you've grown since Day 1. For this, please download your Day 29 Worksheet.

[DAY 29 PART 1] FULL RECAP: WHO ARE YOU NOW?

Day 29 Worksheet

After everything you've learned... what's next? We'll answer that in this video. Don't forget to download your Day 29 Course Notes!

[DAY 29 PART 2] WHAT'S NEXT?

Day 29 Part 2 Course Notes

I have no other words but thank you. See you in our live sessions!

PS. Once you're done with the course, reach out to our Community Manager Mau Nipal (facebook.com/mauricenipal/) so you can get your Certificate of Completion!

[DAY 30] A MESSAGE FROM NFG

Would you give us 3 mins of your time to help us improve the course? We will appreciate if you can give us your feedback!

HTYW Feedback Form

[PHASE 4] Step 7: Building Your Legacy

This quick peek into the forex market will give you an idea how forex traders make money. In this short course, Marc Mancilla answers: What is the forex market? What can be traded? How do people make money from the forex market?

[PART 1] WHAT IS THE FOREX MARKET? HOW DOES IT WORK? WHAT PAIRS CAN I TRADE?

[PART 2] HOW DO I MAKE MONEY FROM THE FOREX MARKET?

[PART 3] WHAT IS LEO ADVANTAGE? HOW DO WE TRADE THE FOREX MARKET?

ENROLL TO LA: USE DISCOUNT CODE "HTYWSTUDENT" FOR 3K OFF

[Bonus] Currency and Commodity Trading (Forex) by Marc Mancilla

In this 4-part training, you’ll learn how to design a simple personal finance plan. We will tackle about:

The 3 common mistakes that keep you from progressing towards your financial goals
Why you need a Financial Game Plan a.k.a. Comprehensive Personal Finance Plan and lastly;
How to use MIP’s signature 3-step framework in designing your plan

[PART 1] INTRO

[PART 2] COMMON MISTAKES

[PART 3] FINANCIAL GAME PLAN

[PART 4] ACE FRAMEWORK

[BONUS] Designing Your Financial Game Plan by Prexel Parnacio

Do you want to learn how to be a part-owner of a Philippine company? How about how to buy and sell shares of companies in the global/US market like Amazon, Tesla, or Facebook? Learn a smart investing strategy that will help you get started in the stock market! After learning how to save, build your emergency fund, or get started in insurance, it’s time to learn how to grow your money and take better control of your financial future.

[PART 1] INTRODUCTION

[PART 2] TECHNICAL ANALYSIS AND THE SMART INVESTING STRATEGY

[Bonus] How to Make Money in the Stock Market for Beginners by Lyrpa Mejorada

For years, Facebook has proved itself to be an innovative company and they are not stopping anytime soon. Through this course, I invite you to jump on board and expand your business inside this huge social media platform. Let me show you the possibilities and teach you how you can start creating your first Facebook Advertisement in less than 30 minutes.

FACEBOOK ADVERTISING 101

[Bonus] Facebook Advertising 101 by Mau Nipal - Nangyo

Learn how to grow your social media brand right through intentional branding, content creation, and promotion. This course contains strategies and tips to gain quality followers and engagement that will supplement your business and life goals. All ideas and strategies mentioned are based on actual case studies and experience.

[PART 1] INTRODUCTION AND FOUNDATION

[PART 2] CONTENT IDEATION AND CREATION

[PART 3] SOCIAL MEDIA GROWTH

[Bonus] Social Media Growth and Content Ideation by Lui Baarde

In this short course, we will discuss how you can get started and turn your idea into reality through technology entrepreneurship a.k.a. startups.

I will share with you the principles that have helped me launch multiple startups, alongside real-life examples from my own journey as a multipotentialite and startup founder. You will understand what a startup is, what it takes to get started, and how you can evolve your idea to turn it into an actual innovation - something tangible that can impact millions of people.

[PART 1] JOURNEY

[PART 2] STARTUPS

[PART 3] PITFALLS

[PART 4] GET STARTED

[Bonus] Startup 101 - Turning Your Idea into Reality by Gia Santos

Part 1:

Welcome to this mini-course on Building your Coffee Business. In this video, we will cover a short introduction on the lessons that we will discuss, who this training is for and not for, and getting to know me as your trainer in this mini-course.

What we will cover in this lesson:

Common Misconception on building your own coffee business
Common Mistakes of new coffee entrepreneurs 'coffeepreneurs'
What you can do and focus instead
Got some questions and hesitations about starting your own café?

Let me know through this link: https://bit.ly/buildyourcafelesson1

[PART 2] WHAT YOU DO NOT NEED WHEN STARTING A CAFE

What we will cover in this lesson:

Coffee Business Models that you can consider
Opportunities of each coffee business model
How to choose a coffee business model for you
For further questions and clarification for your chosen coffee business model


Let me know through this link: https://bit.ly/buildyourcafelesson2

[PART 3] UNCOMMON BUT PRACTICAL WAYS OF BUILDING YOUR COFFEE BUSINESS

Get a follow-through on starting a café from scratch through downloading the Startup Coffeepreneur Workbook here: https://programs.fayeloraine.com/coffeeworkbook

How to YOLO Wisely: FULL COURSE

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How to YOLO Wisely: FULL COURSE

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