Move money across borders — legally, smoothly, and without future tax or FEMA trouble

(Advanced Money Movement & Compliance Planning)

WHO THIS PACKAGE IS FOR

This advisory is ideal if you are an NRI who:

• Has multiple NRE / NRO / FCNR accounts
• Is planning to sell property in India
• Wants to repatriate money from India
• Has received inheritance or gifts in India
• Is unsure about FEMA rules & bank compliance
• Fears future bank blocks, notices, or remittance rejections

👉 If you’re asking “Can I move this money safely?” — this package is for you.

CORE PROBLEMS THIS SESSION SOLVES

• ❌ Money stuck in NRO accounts
• ❌ Confusion on repatriation limits
• ❌ Wrong account usage (FEMA violation risk)
• ❌ Bank asking for CA certificates repeatedly
• ❌ Fear of scrutiny years later

This advisory gives you clarity + a defensible structure.

WHAT WE COVER (IN DETAIL)

🏦 1. Banking Structure Review

• Correct use of NRE vs NRO vs FCNR
• When account conversion is mandatory
• Joint accounts with resident relatives
• Interest taxability & compliance issues
• Common mistakes NRIs unknowingly make

🔁 2. Repatriation Planning

• NRO repatriation limits (annual & lifetime)
• Sale of Indian property → tax → remittance flow
• Inheritance & gift repatriation
• Timing strategies to avoid delays
• What banks actually check (practical reality)

⚠️ 3. FEMA Risk Identification

• Transactions that trigger FEMA red flags
• How banks & authorities track money movement
• Past mistakes — what can be corrected vs not
• How to structure future inflows/outflows safely

📑 4. Documentation & Process Clarity

• CA certificates (Form 15CB/15CA – conceptual)
• Supporting documents banks demand
• How to prepare a clean money trail
• Avoiding repeated queries from banks

WHAT YOU GET

After the consultation, you receive:

• 📄 Repatriation & FEMA Action Plan
• 🏦 Bank-wise Compliance Checklist
• 🧾 Documentation Roadmap
• ⚠️ Risk Flags + Correction Steps
• 📌 Clear Do / Don’t Instructions

This is practical execution guidance, not theory.

WHAT THIS PACKAGE IS NOT

• ❌ Not remittance execution
• ❌ Not bank liaison service
• ❌ Not generic FEMA explanation

This is strategic advisory so you can execute safely.

OUTCOMES

By the end of this engagement, you will know:

• Exactly how much you can repatriate
• Which account to use for which transaction
• What documents you’ll need — before the bank asks
• How to avoid FEMA violations permanently
• How to keep your money trail clean and defendable

Most clients realise:

HOW IT WORKS

1. Book the consultation
2. Share basic banking & transaction details
3. 1:1 strategy call (60–75 mins)
4. Receive action plan & checklist