Hi guys!

If you promised yourself that you would build your dividend portfolio to start getting passive income from stocks this year, but have yet to take action, this upcoming Challenge is for you.

Many of you have shared with me in our chats that:

• You want passive income, but have no idea how to invest
• You have only been earning 1% - 3+% from savings, SSBs or MAS T-bills
• Some of you have taken the plunge to go into MMFs (Money Market Funds) after seeing me write about it in the last 1-2 years, which now yield 3 - 6%

And for those of you who actually have learned how to invest before (whether from my Dividend course or elsewhere), a common problem is that you still feel ill-equipped to take action.

I get it. As a beginner, it is easy for us to read learn read learn but still feel like we're not good enough. And that fear holds us back. You then procrastinate until you forget the knowledge and skills you've learnt. Time passes, and soon you feel like you're clueless again because it was such a long time ago that you went for a course...and you're now out of touch with the markets.

SERIOUSLY! DO NOT GO DOWN THIS RABBIT HOLE of spiralling negativity and lack of confidence!

I'm genuinely shocked by how many of you have learnt (or paid to learn, whether from me or elsewhere) but yet NOT TAKEN ACTION, so I've designed this Dividend Investor Challenge to help you overcome exactly that.

Starting in 7 days, this Challenge functions as a tutorial that will get you from zero action to ACTUAL, hands-on practice. Held over 6 weeks, you will be given time to complete each week's tasks and upgrade yourself on this journey that I've designed for you. At the end of the 6 weeks, you will "graduate" from it as having:

1. 🔥 Actually analysed a real dividend stock (DBS)!
2. 🔥 Guided through analyzing a popular dividend fund (unit trust)
3. 🔥 Actually analysed a dividend ETF (Lion-OCBC APAC Financials Dividends Plus ETF)!
4. 🔥 Actually analysed for yourself a local REIT!
5. 🔥 Actually analysed for yourself the largest US-listed REIT!
6. 🔥 Walk away with 1 - 10 great dividend ideas that are actually investible NOW

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How does the Challenge work?

Here's an easy analogy: courses = lectures while this challenge = tutorial lessons.

I'll be releasing different tasks for you guys each week. You complete them, and then wait for the next task to be released the following week (which will contain answers + your next homework).

You won't be able to move forward until you complete the tasks to "clear" this round. You could enter rubbish answers like "0" or "N.A" if you can't be bothered and just wanna advance to the next round, I suppose, but please don't because that'll be you doing yourself a major disservice.

In Week 6, I'll be holding a live Zoom workshop for you to ask questions + clarify any concepts + discuss the top 10 dividend ideas submitted. We'll analyze live, in real-time together!

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FAQs about the Challenge

Q: I'm a complete beginner / I've never taken your Dividend course before this. Is this Challenge suitable for me?

A: You know how some students can skip lectures and only attend tutorials but still score A for the exams? Yep. Don't worry, some of the tasks are really simple - as long as you know how to Google search / Control+F you'll be able to complete them.

Here's an example of one of the tasks: "what is the dividend yield of DBS?"

You could Google that, Control+F on DBS annual report, or even just ask ChatGPT (if you're on the paid version).

Q: How long will it take me to do the work?

A: 15 minutes - 3 hours, per week. In other words, you have SEVEN DAYS to find time to do the task before the next week's one opens. I'm being extreme with the 3 hours because that's assuming you're the kind of person who wants to know EVERY TERM / FORMULA and will Google crazily to go down rabbit holes to 110% understand everything...vs just filling in the answers ya.

Q: I'll be away / busy during some weeks of the Challenge. Can I catch up?

A: Yes. Think of it as like watching a drama series. You can binge-watch the episodes you've missed in the past weeks, but you cannot fast forward to watch an episode that hasn't already aired. In this Challenge, you could technically complete everything in Week 5 (meaning you clear tasks from Week 1 - 5 in a single sitting), but you'll still have to wait for Week 6 to get the answers + live Zoom workshop.

Q: What if I can't make it for the live Zoom workshop?

A: You can still watch the replay, which will be available throughout Week 7.

Q: What if I run into technical errors or issues while doing the Challenge?

A: Remember those platform processing fees you paid? That goes to the lovely Nas.io team, who will have a WhatsApp/Telegram group set up for technical support dedicated ONLY for this Challenge. We'll release information about that to registered participants a few days before the Challenge starts.

Q: Will I have lifetime access to this Challenge?

A: No, for the simple reason that this is an actual HANDS-ON challenge in REAL TIME. Can you re-attend a tutorial class from last semester? No.

Q: Will you be marking my answers each week?

A: No. This is not a 1:1 tuition session ya, remember how a tutorial lesson works? The teacher stands in front of the class, gives you the answers and explains them to you. For $100, there's no way I can mark all 300+ of you individually AND still analyse the stock in that same week so I can give you the answers as it is at those exact share prices / numbers! But if you have questions you need to clarify, you can ask them during the live Zoom workshop.

Q: Why is this so cheap?

A: Because unlike what some stupid haters say, Dawn really isn't in this for the money. If I was, I'd be charging $3,000 for this - because that's the price of what investment courses (lectures) alone are in today's market ($3k - $8k)! My courses aren't even anywhere near those prices and you guys know it. So quickly sign up before I change my mind :P

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Honestly, I'm pretty darn proud of what I've designed in this Challenge, and I can daresay that there is no such thing in the marketplace today. If you wanted to achieve the same objectives above, you would need to find a 1:1 mentor to coach you, and it would take HOURS (or even 2 months) for that person to finish handholding you through these.

For just $150, this is a ridiculously cheap price for you to get all of the above. For instance, let's look at each different benefit in isolation and what that equates to:

✅ you're getting 5 actual hands-on analysis at just $30 each?!

✅ you're getting 10 investible dividend ideas at just $15 each?!

✅ you're getting a live Zoom workshop for you to ask your questions + discuss top 10 dividend ideas NOW for just $150?!

Whichever key benefit you're in for, the price is really just unbelievably insane. And when you consider how you're actually getting ALL OF THAT for just $100...yes, I can see your jaw dropping to the ground.

Because you see, I don't really care about making big money. My passion here is to serve the less well-off masses - those of you who don't have or cannot afford to pay the current market prices of thousands of dollars to learn these things today. And through this Challenge, the only other close comparison would be a 4-digit (thousands) fee-only advisory service via an insurance or investment agent such as Providend or a hedge fund. But those folks do NOT teach you how to fish in the sessions, what they do is to simply assess your situation + advise and sell you the relevant investment products that they think will be best-suited for you.

I don't believe in simply paying for advice and acting on that advice. The problem with that is you will keep needing to pay each time you need a review of that advice, and that can quickly add up to tens of thousands of dollars over time. And for those of you who go through insurance agents or even a robo-advisory? Your fees will run into 5 - 6 digits (no kidding) because it is based on a percentage of your AUM i.e. total portfolio $ invested over time.

My mission here is to teach you how to fish and not to feed you the fish. I want you to able to identify/analyse dividend stocks for yourself - which is why I've designed this Challenge to do exactly just that.

I teach you how to analyse, you learn to discern, and then you go forth + analyse and be able to decide which investments are truly suitable for you to earn a passive income from. No rubbish sales talk, no advisory fees, no percentage of your portfolio charges.

Yes, I know $100 is ridiculously cheap - so seriously, go join now before I change my mind. And jio your friends / partner too. I promise you that you confirm will regret if you don't do this for $100 because you will never be able to find something like this again, ever. (I also don't intend to run anything like this for the rest of 2024 anymore because of other upcoming projects in 2H).

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The $100 early-bird price closes on 23 April - 5 days before we start the Challenge. You can still register up until the day before, but once we start the tutorials, no new participants will be accepted.

Register here https://nas.io/budgetbabe/challenges/dividend-investor-challenge

and I'll see you in the tutorials next week!

With love,

Dawn