


🚀Master CalHFA Down Payment Assistance & Close MORE First-Time Buyer Deals in California!
If you're a loan officer working with first-time homebuyers in California's high-cost markets, this is your GAME-CHANGER. Learn how to use CalHFA (California Housing Finance Agency) to turn "down payment challenged" buyers into homeowners—helping families, closing transactions, and boosting your income! đź’°đźŹ
What You'll Learn:
âś… CalHFA basics & first-time buyer definition
âś… MyHome Assistance: Up to 3.5% silent second for down payment
âś… ZIP Program
âś… Credit/DTI requirements
âś… Stack with local grants, employer programs & more
âś… Real deal examples
âś… Trade-offs: Rates, income limits, property rules & repayment.
